The Charles Schwab Guide to Finances After Fifty: Answers to Your Most Important Money Questions

I've read more than a dozen retirement planning books and this one is the best!As a couple about to turn 60, my wife and I certainly discuss our retirement planning, but not as regularly as we should. When my bride saw me reading the book last week, she asked me if I was discovering any "golden nuggets" that might positively impact our retirement planning. That initial question has since spawned multiple discussions during which we have reviewed our entire financial plan - not just the retirement planning portion.In our marriage, I am the numbers guy and my wife is the fun/event planner. Although both of us have always been committed to being responsible about our retirement planning, by definition our financial planning discussions always involve numbers and math, and neither of those are among my wife's strong suits. In the last week, Carrie's book has quickly become our go-to resource leading us to far more productive financial planning discussions and decisions.The key to the book's huge impact on us is the way the information is formatted and presented. It's simply the most user-friendly personal finance/retirement planning book I've ever read. Again, my wife is generally numbers and math adverse - and yet she has picked it up numerous times to read specific sections (we love the Q & A format!). And, even better, when she finishes reading a Q & A from the book, she rarely asks me additional questions about the topic. Carrie's answers are consistently presented in a clear and concise way that enables my partner to "get it" after her first read.Beyond the great Q & A format, we both believe one of the book's golden nuggets is the chapter titled "The People in My Life". I've never come across a personal finance book that so sensitively and effectively addresses the practical financial challenges presented by family and loved ones.We give this book our highest recommendation to adults of all ages - not just those 50 and older. As evidenced by Carrie's section titled "My Top Ten Recommendations for Every Age", this book is a must-read for all adults, regardless of age.

When I downloaded this to my iPad and started it, I felt like a welcome guest. Through the the conversational, Q&A style of the book, the author makes complex material easily available without dumbing it down.What's most fun about the Kindle version is all the internal links within the book. Readers with ADD or "look, a squirrel" "disorder" should love this book. If you don't want to stay tied down to the page you're on, just click on the blue line and whisk yourself to another question or resource in the book.The content is solid from the financial point of view.I'd make several suggestions for improving the Kindle/ebook version, since it can be improved at the click of a mouse:1) In addition to writing about the "top ten recommendations for any age" put them on one list suitable for an index card. Perhaps one sentence could describe each recommendation.2) Give more emphasis to the fact that many seniors do not want a job, but want a business of their own. Retirees are starting a large percentage of new businesses.When addressing a home business or working at home, Ms. Schwab-Pomerantz offers solid financial advice about many of the issues that will loom over retirees who'd like to start a business, such as, how taxes and benefits differ for the small business owner. She agrees that having a business of one's own can be a great transition into retirement and that some seniors will even never want to retire from their own business. I think she missed an opportunity to connect with readers who see a business as the way out of poverty, subsistence living, reliance on family, or getting a j.o.b.Overall, this is a book I'll return to for guidance and thought-starters.

I knew almost enough to make me dangerous. Now, I definitely know more and am far less dangerous. This is a well planned and nicely executed guide on the subjects it handles- and there are many. It wasn't a 'dry' read either as it was presented in a way that was easier to follow and less boring than I anticipated. You can read the chapters, then go back and use them in textbook form to refresh yourself. She also has a great way of highlighting her points (so even I could understand). This book has already come in handy several times as I plow my way through recent retirement and future financial decisions. I can definitely recommend it.

Pros:1. Carrie does an excellent job in explaining finance stuff in simple, easy to understand plain English2. Many excellent Q&As. I can skip if it does not concern me3. Excellent and simple, I think she said 10 recommendations for all ages. We all will benefit just by doing the basic 10 recommendations4. Carrie is also very neutral, no up selling any financial institutions.It's an excellent reference, I hope she will update it since tax & finace laws do change. CFPs should purchase & give it free to their clients

Nothing I could use in here, but for someone who is totally financial unprepared it would be a great help... If they get it in time to do something about their situation. For most people, age 50 is too late. But there is also information about Social Security and Medicare, so even if a person is expecting Uncle Sam (bad move) to take care of them there's some useful stuff in there.If you don't want to buy the book, just look at the table of contents and then Google each chapter heading and click on the first link. I think maybe that's how the author wrote the book.I sent my copy to one of my brothers.

I love Schwab products and this book is great! I can’t wait to give it to my dad, the principles of investing by Schwab are excellent and I’m sure this will give even more insight to what to do to help achieve success as you pass through different stages of life!

Scritta in maniera chiara ed accessibile. I consigli però sono riferiti più che altro alla realtà statunitense quindi se in generale hanno rilevanza nel dettaglio purtroppo no. Ma a livello motivazionale è stato un buon acquisto